Terry Savage

Savers are about to face the most significant financial challenge of all — the challenge of self-discipline.

Fall is already in the air in many parts of the country. Kids are back in school and the football season has started. What’s the tie-in for a personal finance...

Will they or won’t they cut interest rates in September? All eyes are on the Federal Reserve and its chairman, Jerome Powell. He is seen as the all-powerful Wizard of Rates, but there’s...

Artificial Intelligence is the buzzword that is driving the stock market and economic capital these days. It is showing up on your smartphone, in your communications with medical providers and...

In my column last week about student loans, I focused on changes coming to the outstanding loan burden for graduates. But parents who have taken out Direct PLUS loans also...

If you have outstanding student loans, you are likely about to encounter some significant and confusing changes. If you have participated in a plan to lower your payments or defer...

There’s a lot of paper money circulating out there, despite the movement toward digital transactions. The current total value of U.S. currency in circulation is $2.4 trillion, as of July 2025. That includes...

Your six-month account statements from your 401(k) and IRA have likely just landed in your mailbox, or your inbox. Since the major market averages are now nearly back to their...