Terry Savage

Americans hold roughly $1.25 trillion in credit card debt, with the average consumer carrying $6,595 in balances. Delinquency rates are at their highest level in 15 years. Much of that...

New student loan rules have just gone into effect — an ever-changing and complicated array of repayment options have been replaced by a new set of repayment rules and limits...

Trump accounts are now open — and should be viewed on a financial, not political, basis. There’s an old saying: “Don’t look a gift horse in the mouth!” It applies...

Now that gas prices are starting to come down, millions of Americans will hit the roads this summer — some of them in rental cars. Whether you’re traveling around the United...

Social Security is running out of money in its main trust fund. The latest Trustees report predicts that Social Security will become “insolvent” in 2032 — one year earlier than previously expected.

As Americans live longer and costs continue to rise, a growing number of seniors have decided to tap into the equity they’ve built up in their home, by using a...

Time is running out for Parent PLUS college loan borrowers to access money-saving repayment deals. The deadline is July 1, after which reduced payment options disappear because of provisions in the...

We’ve all heard references to a “K-shaped” economy. It’s an image that reflects the growing wealth disparity in America.

Social Security is making an offer you should refuse. Famed economist and Social Security expert Larry Kotlikoff calls it a “massive con job.” And he explains that, like any con job, the offer is so...